Update interest rates Home loans for September 2023

........Whoever is looking for houses, townhomes, and condos in September 2023, in addition to looking for a good location, you also need to look at home interest rates and home loans. We will bring you an update! home interest rate latest home loans For people who want to get a home loan or condominium loan, which bank is good? Which bank is worth it? We have house and condo interest rates for September 2023 for you.

 

Bank interest rates Home-condo loans, average 3-year low

Kasikorn Bank Average interest rate for 3 years = 8.80%

Interesting forms of credit are: “Home loan Very special interest rate” is a form of loan for new homes. Special interest The maximum loan amount is 100% of the collateral value. According to the criteria and conditions, borrowers can repay for up to 30 years. This is for customers who apply for home loans from today - 30 Sep. 2023.

 

Bangkok Bank Average interest rate for 3 years = 3.55%

Interesting forms of credit are: “Home loans for specific professional groups” are loans that use collateral for land and residential buildings (detached houses, semi-detached houses, townhomes, condos), excluding collateral for vacant land/leasehold rights. Only for specific professional groups The maximum loan amount is 100% of the collateral value. The borrower has installment payments for up to 30 years (only full-time employees, up to 35 years), including the borrower's maximum age of 65 years (only prosecutors and judges, up to 70 years), and can choose to repay in installments either in steps or in a fixed amount.

 

Krung Thai Bank Average interest rate for 3 years = 3.82%

Interesting forms of credit are: “Krungthai Home Loan” is a loan for a new home. Ready to get life insurance to protect the credit limit with a maximum loan amount of 100% of the appraised value Borrowers can repay for up to 40 years with a fixed interest rate of 2.50% per year for 6 months.

 

Bank of Ayudhya Average interest rate for 3 years = 4.78%

Interesting forms of credit are: "Krungsri home loan to buy a home” which is a loan that allows general customers to borrow both new home projects and second-hand houses Suitable for home loan amounts of 5 million baht or more. The maximum loan amount is 90% of the appraised value. Can pay in installments for up to 30 years. However, the repayment period when combined with the borrower's age must not exceed 65 years. Along with special privileges for those who purchase MRTA / MLTA loan protection life insurance, receive a special interest rate discount for the first year of 0.25% only in the year. Number 1 from all interest rate options

 

Siam Commercial Bank Average interest rate for 3 years = 6.58%

Interesting forms of credit are: “New home loan” is a loan that provides a maximum credit limit of 100% of the appraised value of the collateral. The borrower chooses to get life insurance to cover the loan amount of more than 70% of the loan amount with a loan term of up to 30 years and the repayment period including the borrower's age does not exceed 65 years.

 

Government Savings Bank, 3-year average interest rate = 3.84%

Interesting forms of credit are: “Housing loans Low installment payments of 3,500 baht per million/month” is a form of loan for those wanting to purchase land to build a building. Buy a house or apartment Buy land that has your own building or your spouse's building already built. or to construct or add to or repair a building. and to redeem the mortgage of land or an apartment for oneself or one's spouse from a financial institution by the borrower, Thai nationality, aged 20 years and over but not more than 70 years, with a housing loan amount of 10 million baht or more. For bank depositors and get life insurance to protect the credit limit Apply for the loan by October 15, 2023, with approval and completion of legal contracts by November 15, 2023.

 

TMB Thanachart Bank Average interest rate for 3 years = 4.75%

TMB loans for new homes, used homes, in the case of buying a home from new home loan General projects The maximum repayment period is 35 years (employees, government officials working at their current job for more than 4 months or more, or business owners who have operated business in Thailand for at least 2 years or more). Please contact the bank for more details before making a decision.

 

Government Housing Bank (GH Bank) 5-year average interest rate = 3.00%

Interesting forms of credit are: "Million Home Loan Phase 3" can submit a loan application from February 27, 2023 and complete legal action by December 30, 2025 (or when the bank provides full credit within the project's credit limit) and provides a loan limit. Maximum not exceeding 1,500,000 baht/person/collateral With a loan term of no more than 40 years, suitable for borrowers with low incomes. creating a family and the elderly with a fixed annuity of 60 installments (first 5 years)

 

Interest rate update Home interest from home loans for September 2023 has already been released for anyone looking for a house, townhome, or condo that is comfortable in every proportion. It is recommended to study information about various projects from THE BANGKOK RESIDENCE, whether it be project reviews that will allow you to access every corner of the house. You will also receive consulting services regarding all matters of purchasing a home. That will help you decide to buy a home more easily.

 

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